Salaried individuals need Form 16 from their employer, AIS/TIS from the Income Tax portal, bank statements, and details of other income and investments to file their ITR accurately. For most salaried employees with simple income, ITR-1 (Sahaj) is the applicable form. The deadline for filing is 31st July 2025 for FY 2024-25.
Documents to collect before filing
From your employer
- Form 16 (Part A - TDS details, Part B - salary breakup) - request this from HR
- Monthly salary slips
- Relieving letter / joining letter if you changed jobs during the year
From the Income Tax Portal
- Annual Information Statement (AIS) - download from incometax.gov.in
- Taxpayer Information Summary (TIS)
- Form 26AS - Tax Credit Statement (verify TDS matches Form 16)
Investment & deduction documents
- PF and PPF passbook / statement
- ELSS / mutual fund investment statements
- Life insurance premium receipts (LIC, term insurance)
- Health insurance premium receipts (80D)
- Home loan interest and principal repayment certificate from bank
- Children's school tuition fee receipts
- Donation receipts (80G)
Bank & financial
- Bank statements for all accounts (to check interest income)
- Fixed deposit interest certificates
- Savings account interest details (deductible up to ₹10,000 under 80TTA)
Other income, if any
- Rental income details (rent received, municipal tax paid, home loan interest)
- Capital gains statements from broker / mutual fund house
- Dividend income details (now taxable in your hands)
- Freelance / consulting income, if any - Form 26AS will show TDS
Which ITR form should a salaried employee use?
| Situation | ITR Form |
|---|---|
| Salary income only + interest income up to ₹50 lakh | ITR-1 (Sahaj) |
| Salary + capital gains / more than one house property | ITR-2 |
| Salary + business income (including freelance) | ITR-3 |
5 things to check before submitting your ITR
- 1Verify your TDS matches 26AS - if there is a mismatch, your refund may be held up.
- 2Check pre-filled data carefully - the portal pre-fills from AIS/TIS but errors are common.
- 3Declare all bank accounts - list all active bank accounts and select one for refund.
- 4Choose your tax regime - compare Old vs New before confirming.
- 5E-verify within 30 days - your ITR is not complete until you e-verify using Aadhaar OTP, net banking, or another method.
Need help filing your ITR? Contact Ramesh Jindal & Co., Chartered Accountants, at info@rjcca.in or call +91 92050 56506.
